Is it Expensive to Live in Germany ?

yellow banana fruit on white paper

Germany is known for its high standard of living and strong economy, but how expensive is it to actually live there? Let’s take a closer look at the cost of living in Germany and what factors contribute to the overall expenses.


Housing is one of the biggest expenses in Germany. The cost of renting or buying a property varies depending on the location. Major cities like Berlin, Munich, and Hamburg tend to have higher housing costs compared to smaller towns and rural areas. Renting an apartment in the city center can be quite expensive, while living in the outskirts or suburbs is generally more affordable.


The cost of utilities in Germany is relatively high. This includes expenses such as electricity, water, heating, and internet. On average, a monthly utility bill for a small apartment can range from 150 to 250 euros, depending on the size of the property and individual usage.


Germany has an excellent public transportation system, which makes getting around convenient and relatively affordable. The cost of public transportation varies depending on the city and the distance traveled. Monthly passes for buses, trams, and trains are available at reasonable prices, making it cost-effective for residents to commute to work or explore different parts of the country.

Groceries and Dining Out

The cost of groceries in Germany is generally reasonable. Supermarkets offer a wide range of products at different price points, allowing residents to choose according to their budget. Eating out at restaurants or cafes can be more expensive, especially in touristy areas or upscale establishments. However, there are also plenty of affordable options available, such as street food, fast food chains, and local eateries.


Healthcare in Germany is known for its high quality and accessibility. All residents are required to have health insurance, either through public or private providers. The cost of health insurance varies depending on factors such as age, income, and coverage options. While healthcare expenses can be significant, the system ensures that residents have access to excellent medical care.


Germany offers free education at public schools and universities, which significantly reduces the overall cost of education for residents. However, there may still be additional expenses such as textbooks, supplies, and fees for certain programs or courses. Private schools and universities do have tuition fees, but they are generally lower compared to other countries.

Entertainment and Leisure

The cost of entertainment and leisure activities in Germany can vary depending on personal preferences. There are plenty of free or low-cost options available, such as visiting parks, museums, and cultural events. Movie tickets, concerts, and other forms of entertainment may have varying prices depending on the venue and popularity of the event.


While Germany is generally considered to have a higher cost of living compared to some other countries, it also offers a high standard of living and numerous benefits. The expenses will vary depending on individual circumstances, such as location, lifestyle, and personal choices. It is important to plan and budget accordingly to ensure a comfortable and enjoyable life in Germany.

author avatar
Gloim Real Estate

Compare listings

Our customer support team is here to answer your questions. Ask us anything!
Jürgen Lindemann
English / German Support
Ilknur Namli